Turn to an Experienced, Compassionate Lawyer if Bankruptcy is an Option

When you meet with a bankruptcy lawyer at Clark & Washington, our work begins immediately.  Your attorney will begin by reviewing your case and going over your income, debts, secured loans, unsecured loans, and all of your assets to determine if filing for Chapter 7 or Chapter 13 bankruptcy is right for you.

We will also discuss with you the “exemptions” that apply in your case.  Property that is “exempt” is sheltered from creditors and the bankruptcy trustee and there are many complicated rules that spell out what you can protect.  Our job is to identify at-risk property in your name and figure out how best to protect it using the available exemption laws.

Once we decide that bankruptcy is an appropriate solution for you, we will show you how Chapter 7 would impact you and how Chapter 13 would impact you.

Once you decide on either Chapter 7 or Chapter 13, your lawyer will prepare a bankruptcy petition and review it with you – line by line, page by page.  Once this petition is signed by you, we will file it electronically and start your bankruptcy protection.

Around 30 to 45 days after we file, you and your lawyer will be required to attend a short, informal hearing called a Section 341 meeting of creditors.  This hearing will be held at the United States Bankruptcy Court.  At this hearing we will discover if any party has objections and whether we need to file any amendments to your case.

You can rest assured that no matter what, your Clark & Washington lawyer will remain by your side during the entirety of your bankruptcy case.  Our attorneys and staff will always make time to answer your questions and your phone calls will be returned promptly.